Fort Rucker Real Estate Search

Fort Rucker Properties between $1,000,000 and $1,500,000 for Sale

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Newest Fort Rucker Properties between $1,000,000 and $1,500,000 for Sale

550 Seabreeze Circle, Seacrest
$1,150,000
3 Beds ⋅ 3 Baths ⋅ 785300 MLS
Welcome to coastal luxury in the charming, non-rental community of Seabreeze. This stunning residence captures the true essence of Gulf Coast living, ideally located along iconic Scenic Highway 30A in the heart of Seacrest. Just a three-minute stroll from the neighborhood's deeded, gated beach access, you'll find yourself on the sugar-white sands overlooking the emerald waters of the Gulf — a true slice of paradise. This meticulously maintained home offers 3 bedrooms, 2 full bathrooms, and a half bath, with extensive renovations completed between 2021 and 2023 for peace of mind. Major updates include a new roof, HVAC system, 75-gallon water heater, fresh interior and exterior paint, screened pool enclosure, new pool pump and cell, outdoor shower, updated sprinkler system with new Flotec motor and Rain Bird controller, and beautifully renovated kitchen and bathrooms. The first level features two spacious, light-filled living areas, ideal for both relaxing and entertaining. The gourmet kitchen is a chef's dream with high-end appliances, a smart refrigerator, elegant quartz countertops, and abundant storage. Also on the main floor, the primary suite offers comfort and convenience with a fully updated ensuite bath showcasing modern finishes. Upstairs, a versatile sitting area or home office leads to two additional bedrooms and a fully updated guest bath. With secondary bedrooms located on the upper level, the thoughtful layout provides added privacy for family and guests. Outdoor living truly sets this property apart. The resort-style pool shimmers under the Florida sun, enhanced by a waterfall feature and a newly updated screened enclosure for year-round enjoyment. The spacious lanai creates the perfect setting for entertaining or relaxing, seamlessly blending indoor comfort with outdoor beauty. Beyond the screened area, generous green space provides room for games, gatherings, or quiet evenings around a fire pit. The grounds feel like a private garden retreat, featuring fruit-bearing trees including orange, lemon, fig, blueberry, and olive- a special touch that enhances the home's coastal charm. Residents of Seabreeze also enjoy access to a scenic community trail on the west side of the neighborhood, leading to a canoe and kayak launch on Camp Creek Lake, complete with a dock- perfect for peaceful sunset views over the water. This Seabreeze gem combines luxury, location, and lifestyle, offering the ideal setting for creating unforgettable memories along 30A. Home is being sold furnished with a few exceptions. Please see documents section for details. Dimensions, Square footage, & lot size are approximate and should be verified by buyer.

550 Seabreeze Circle, Seacrest

Listing courtesy of The Premier Property Group.

1108 W Beach Drive, Panama City
$1,099,000
783976 MLS
This is your opportunity to own a 1.17-acre, WATERFRONT estate-size homesite on iconic Scenic Beach Drive in Panama City, Florida with NO HOA! Perfectly positioned with stunning Bay views, this exceptional property spans street-to-street and includes two parcels extending down to the Bay, creating a truly unique setting for your future waterfront dream home. This size homesite in this location are not available often offering a unique blend of privacy with the homesite size and desirable location in between Historic St. Andrews and Downtown Panama City. With 132 feet frontage, this homesite provides a generous, buildable footprint ideal for an estate-sized home. Zoned R-1 for single family homes, the property is ready for your vision and allows flexibility in design without HOA restrictions. Deeded waterfront access further enhances the value and lifestyle appeal, making this one of the most desirable opportunities along Scenic Beach Drive. Ideally located between Historic St. Andrews and Downtown Panama City, this homesite places you at the heart of a vibrant coastal community. Enjoy walking or biking to local farmers markets, breweries, boutique shops, marinas, and a variety of dining options. Scenic Beach Drive is known for its bike-friendly streets, community events, parades, and classic waterfront charm. The waterfront lifestyle extends far beyond your backyard. Launch kayaks or paddleboards, anchor your boat for the day, enjoy a refreshing swim, or simply relax and take in the ever-changing Bay views. And when summer arrives, experience one of Scenic Beach Drive's most beloved traditions, Fourth of July fireworks over the Bay...best enjoyed from the comfort of your own home. With its rare size, premier location, Bay views, and no HOA, this estate-size homesite offers endless possibilities to create a custom waterfront retreat and fully embrace the Florida coastal lifestyle. Survey is available.

1108 W Beach Drive, Panama City

Listing courtesy of Corcoran Reverie.

156 Palmeira Way, Santa Rosa Beach
$1,399,000
4 Beds ⋅ 5 Baths ⋅ 783881 MLS
Steps to the Beach on 30A | Gulf-View Luxury Home with Low HOA & Rental Appeal Just steps from public beach access and offering Gulf views from multiple balconies, 156 Palmeira Way is a rare four-bedroom, five-bath luxury beach home in Seagrove Beach on 30A, perfectly positioned as a high-performing vacation rental or private coastal retreat—without the burden of high HOA fees. Located within the private, gated enclave of Palmeira Villas, this three-story residence spans over 3,000 square feet and is thoughtfully designed to support both elevated coastal living and strong short-term rental demand. Wraparound covered balconies on multiple levels capture Gulf breezes, peek-a-boo water views, and sunset skies—highly desirable features for vacation renters seeking proximity, views, and outdoor living space. The main living level features soaring 12-foot coffered ceilings, French oak hardwood flooring, and a bright open-concept layout that maximizes group flow—an essential component for large-family and multi-couple rental bookings. The gourmet kitchen, complete with custom cabinetry, Carrara quartz countertops, and an oversized island with seating, anchors the home as an ideal gathering space for entertaining and extended stays. The spacious primary suite offers a spa-like retreat, while three additional ensuite bedrooms provide privacy, flexibility, and comfort—allowing the home to comfortably accommodate larger groups and maximize rental occupancy. Multiple living areas and well-separated bedroom layouts make this property exceptionally well-suited for luxury vacation rental use on 30A. What truly sets this property apart is the rare combination of immediate walkable beach access and exceptionally low HOA fees, significantly reducing overhead and increasing net rental returns—an increasingly uncommon advantage in Seagrove Beach and throughout the 30A corridor. The two-minute walk to the beach, gated setting, and low-maintenance design enhance both guest experience and ownership efficiency. Ideally located near Seaside, Grayton Beach State Park, Eastern Lake, the 30A bike path, and the area's most sought-after dining and shopping destinations—including Greenway Station—this home benefits from consistent year-round rental demand driven by tourism, walkability, and location. Properties on 30A offering Gulf views, walkable beach access, flexible sleeping arrangements, low HOA fees, and strong short-term rental appeal are increasingly rare. 156 Palmeira Way represents a compelling opportunity for investors and lifestyle buyers alike in one of Florida's most resilient coastal markets. Inquire today to arrange a private showing. On 30A, homes with views, access, space, and low overhead are few and far between. This is one of them.

156 Palmeira Way, Santa Rosa Beach

Listing courtesy of eXp Realty, LLC.

13649 Banana Wind Way Unit 31, Panama City Beach
$1,189,000
5 Beds ⋅ 5 Baths ⋅ 783789 MLS
🌴Luxury 5-Bedroom Poolside Cottage at Margaritaville Beach Cottage Resort - Panama City Beach🌴 Your Gateway to Paradise! ROI is up 74% over last year, YTD and growing! Experience the ultimate coastal lifestyle at Margaritaville Beach Cottage Resort #31, Panama City Beach's only full-service beachfront resort. This exceptional 5-bedroom, 4.5-bath Caribbean-inspired cottage offers a rare blend of luxury living, resort-style amenities, and outstanding vacation-rental potential. Offering approximately 2,100+ square feet of heated and cooled living space, plus covered outdoor living areas, this thoughtfully designed home is ideal for personal use, second-home ownership, or potential high-performing short-term rentals. With direct access to the resort-style pool and just steps from the private beach, this property delivers an elevated guest experience even during peak seasons. 🏡The Home Step inside to a bright, coastal-chic retreat where modern beach elegance meets comfort and functionality. The open-concept floor plan is designed for entertaining and effortless living, highlighted by luxury vinyl plank flooring, 10-foot ceilings on the main level, and abundant natural light. The chef-inspired kitchen features white quartz countertops, a large island with seating for four, stainless steel gas appliances including a 36-inch range, and an adjacent dining area with seating for eight--perfect for hosting family and guests. The first-floor primary suite offers privacy and convenience with an ensuite bath featuring dual vanities and a walk-in shower, while a well-placed powder room serves the main living area. Upstairs, the home includes two additional ensuite bedrooms, two guest bedrooms connected by a Jack-and-Jill bath, and a discreetly tucked-away laundry area with built-in storage. Enjoy outdoor living on the furnished patio, ideal for relaxing after a day at the beach or pool. 🌊Resort Lifestyle & Amenities Margaritaville Beach Cottage Resort is a fully built-out, full-service beachfront community offering an impressive lineup of amenities: 580 feet of private beachfront with chair & umbrella service 2.5-acre heated oasis pool 425-foot lazy river and waterslides Poolside food & beverage service Paddleboard and kayak rentals Game lawn and beachfront activities On-site professional rental management team Daily resort services The resort's multi-level entertainment center is now open and beautifully completed, featuring a full-service restaurant, fully equipped fitness center, arcade, conference and event spaces, creating an exceptional environment for vacation rentals, corporate retreats, family reunions, and group gatherings. 📍Prime Panama City Beach Location Located just 2 miles from Pier Park, owners and guests enjoy easy access to championship golf, premier dining, shopping, entertainment, fishing, boating, and the iconic emerald waters of the Gulf of America. Located 15.7 miles from Northwest Florida Beaches International Airport. ⭐Investment & Lifestyle Opportunity Backed by a globally recognized coastal luxury lifestyle brand and supported by on-site professional rental management, this property represents a rare opportunity to own a luxury poolside cottage in one of Panama City Beach's most desirable resort communities. Live the dream. Share the dream. Welcome to Margaritaville Beach Cottage Resort #31.

13649 Banana Wind Way Unit 31, Panama City Beach

Listing courtesy of MJH Real Estate Brokerage, LLC.

306 Moonlight Bay Drive, Panama City Beach
$1,150,000
783658 MLS
TRANQUIL BAYFRONT OPPORTUNITY | 101.1' OF WEST BAY FRONTAGE WITH GULF ACCESS Discover a rare opportunity to create your legacy home at 306 Moonlight Bay Drive, a serene bayfront homesite nestled along the peaceful shores of West Bay in Panama City Beach, Florida. This exceptional parcel offers 101.1 feet of bay frontage and is protected by a fortified seawall already in place, providing long-term shoreline stability while preserving the natural beauty of the property. The surrounding slow-moving saltwater marsh creates a calming, nature-rich setting—one of the Emerald Coast's most beautiful and quietly treasured environments. Located within a designated West Bay sector plan, the area's natural resources are intentionally preserved and protected, enhancing both lifestyle and long-term value. From your future dock, enjoy a scenic 25-minute boat ride to the turquoise waters of the Gulf of Mexico, offering the rare advantage of both sheltered bay boating and easy Gulf access. Despite its peaceful setting, the property is conveniently located near the best of Panama City Beach living, including shopping, dining, golf, and world-renowned white-sand beaches. This unique balance of privacy, accessibility, and natural beauty makes the property ideal for a custom waterfront estate or tranquil coastal retreat. Opportunities like this—bayfront, buildable, and protected—are increasingly rare along West Bay. 306 Moonlight Bay Drive offers the chance to secure a truly special waterfront setting and build something lasting in one of Northwest Florida's most serene bayfront communities.

306 Moonlight Bay Drive, Panama City Beach

Listing courtesy of Linda Miller Real Estate.

Lot 39 Powell Lake, Panama City Beach
$1,000,000
783442 MLS
Rare Waterfront Opportunity: 5.58-Acre Powell Lake Parcel with ~300' Pristine Shoreline - Panama City Beach Area. Tucked in a peaceful northwestern cove of Powell Lake--Florida's (and North America's) largest coastal dune lake at nearly 800 acres--this expansive 5.58-acre lot offers a truly one-of-a-kind canvas amid Northwest Florida's evolving landscape. Designated as an 'Outstanding Florida Waters' gem, the lake's brackish ecosystem supports exceptional boating, jet skiing, paddling, and wildlife viewing, with enhanced public access via Bay County's self-service kayak kiosk at the nearby boat ramp. Boasting approximately 300 feet of direct, serene shoreline, this property delivers unmatched privacy and natural beauty--perfect for envisioning a custom waterfront retreat, eco-lodge, family compound, or long-term hold in a region where true lakefront acreage grows scarcer by the day. Strategically positioned between the prestigious gated communities of Watersound Origins and Wild Heron, you're steps from resort-style amenities: Greg Norman-designed Shark's Tooth Golf Course, pools, nature trails, and more. Panama City Beach's west-end growth continues strong into 2026, with ongoing developments, new attractions (Topgolf, Pirates Voyage), shopping, and dining just minutes away--boosting lifestyle and investment upside. Note on Access: This parcel is currently without legal road ingress/egress (water access only via the lake), a known condition reflected in the pricing and history. Ongoing regional dynamics--including potential future interest from major landowners like St. Joe Company--could open pathways for resolution, but buyers should conduct due diligence on access options, easements, or water-based use. In a market where coastal dune lake shoreline is increasingly prized, this blank-slate waterfront rarity stands out for visionaries ready to explore its potential. Priced to reflect the unique circumstances--don't miss your chance to own a piece of this irreplaceable Emerald Coast treasure.

Lot 39 Powell Lake, Panama City Beach

Listing courtesy of Berkshire Hathaway HomeServices Beach Properties of Florida.

211 Pinnacle Drive, Port St Joe
$1,249,000
4 Beds ⋅ 4 Baths ⋅ 782844 MLS
Welcome to this beautifully designed coastal retreat located in the gated Ovation community on North Cape San Blas. Built in 2015, this 4-bedroom, 3.5-bath beach-style home offers 2,273 sq ft of living space with a total of 3,196 sq ft under roof, thoughtfully crafted for relaxed coastal living and entertaining. Elevated on pillar/post/pier construction with a durable metal roof and HardiPlank siding, the home blends timeless coastal architecture with modern comfort Inside, you'll find hardwood and tile floors, soaring cathedral and beamed ceilings, recessed lighting, plantation shutters, and a gas fireplace anchoring the open living area. The chef's kitchen features a large center island, gas range, wine refrigerator, wet bar, quartz-style countertops, custom cabinetry, and beautiful wood-accent ceilings—perfect for hosting family and friends. The spacious primary suite includes a sitting area, walk-in closet, and spa-inspired bath with double vanities and a tiled walk-in shower Multiple covered porches and balconies invite you to enjoy peaceful bay views, coastal breezes, and sunsets year-round. The home is situated on a landscaped corner lot, offering deeded water access and community-maintained paved roads. Parking includes an attached garage and driveway space for up to four vehicles Residents of Ovation enjoy resort-style amenities including private Bay and Gulf beaches, community pool, boat dock, fitness room, clubhouse, BBQ areas, security gate, and underground utilities. Conveniently located near State Park beaches, and downtown Port St. Joe, this home offers the perfect blend of luxury, privacy, and coastal lifestyle.

211 Pinnacle Drive, Port St Joe

Listing courtesy of BeMajor Gulf Coast Realty LLC.

9106 W Highway 98, Port St Joe
$1,150,000
4 Beds ⋅ 5 Baths ⋅ 782542 MLS
GULF VIEWS AND DIRECT BEACH ACCESS ARE JUST STEPS AWAY! This stunning new-construction home is thoughtfully designed for coastal living and features 4 spacious bedrooms, each with its own ensuite bath, offering exceptional comfort and flexibility for guests, family, or short-term rental potential. Two beautifully appointed primary suites include double vanities and spa-inspired bathrooms. The open-concept living, dining, and kitchen area is perfectly positioned to capture Gulf views, creating a bright and inviting space for everyday living and entertaining. Step onto the balcony to enjoy coastal breezes and breathtaking sunsets, seamlessly extending the living space outdoors. An elevator provides convenient access to all levels, enhancing comfort and ease of living. Fully furnished and turn key with an inground sprinkler system and electric vehicle charging station, this is a must see. Carefully crafted for both function and style, this is 1,152 square feet of modern living space across three levels. As a first-tier property, it provides easy beach access directly across the street, delivering the coveted beach lifestyle without compromise. Whether enjoying morning coffee on the porch or unwinding to the sound of waves, this home brings the Gulf Coast right to your door. Located along the highly sought-after St. Joe Beach corridor, you're just minutes from the charm of Mexico Beach, with its restaurants, boutiques, boating, and beachside atmosphere. A short drive also takes you to the bay-front parks, fishing, boating, and vibrant downtown of Port St. Joe. Whether you're searching for a primary residence, coastal retreat, or income-producing rental, this property offers outstanding potential. Call today to schedule your private showing and start Living the Beach Life now!

9106 W Highway 98, Port St Joe

Listing courtesy of Beach Properties Real Estate.

872 Deer Wood Lane, Chipley
$1,350,000
782383 MLS
**ANOTHER SIGNIFICANT PRICE REDUCTION -- INVESTORS, NOW IS THE TIME!** Deerwood Apartments presents an exceptional opportunity to acquire a **100% occupied, 16-unit multifamily investment** with immediate cash flow, substantial recent capital improvements, and tremendous upside potential! Featuring (8) 1BR/1BA units and (8) 2BR/1BA units, this stabilized asset has benefited from approximately **$350,000 in recent improvements**, including a new septic system, new parking lot, complete exterior repaint, updated on-site laundry facility providing additional income, eight fully renovated units, eight refreshed units, and a roof replaced in 2019. With strong in-place income, below-market rents, and minimal anticipated near-term capital expenditures, investors have a compelling opportunity to increase NOI without taking on a major renovation project. Ideally situated near I-10 and the growing Highway 77 corridor, Deerwood benefits from convenient access to employment, shopping, and everyday amenities. **Whether you're acquiring your first multifamily property or expanding an established portfolio, THIS IS ONE TO TAKE SERIOUSLY!** Ownership has made another meaningful price adjustment and is ready to entertain serious offers. **The heavy lifting has been done, the income is already flowing, and the opportunity to capture additional value is yours. Don't wait for another investor to recognize what this property has to offer!**

872 Deer Wood Lane, Chipley

Listing courtesy of Luxe Coastal Realty Group LLC.

9614 Beach Boulevard Unit E, Panama City Beach
$1,250,000
3 Beds ⋅ 4 Baths ⋅ 781910 MLS
Enjoy breathtaking Gulf views from this beautifully maintained adorable end unit gulf-front townhome located in the heart of Panama City Beach. Completely re-built from inside out. NO HOA! Sleeps 13 and could sleep more. Right next to beach access 26 in a very quite area off of Thomas Drive. This updated 3 bedroom and 4 full bathroom residence offers an unbeatable combination of beachfront living and convenience—step outside and you're just footsteps from the sugar-white sand and emerald waters. 2 King Master Suites, one with it's own private gulf front balcony! Featuring a bright coastal exterior and an inviting layout, this townhome offers comfortable living spaces and ample natural light. An updated kitchen with quartz countertops, offering both style and durability for everyday living or entertaining. The primary suite is located on the second floor and features a private balcony with panoramic gulf front beach views, elevated ceilings, and an en-suite bath with a walk-in shower. The second and third bedroom also features a private en-suite bath, providing convenience for additional guests or family members. This Gulf-front property offers excellent potential for short-term rental income due to its desirable location and layout. Property is conveniently located near all the main attractions in Panama City Beach. Reframed exterior west wall with two by fours, exterior cinder blocks, stucco and concrete board, new windows throughout hurricane rated and Miami Dade turtle rated. All new tile flooring throughout, shiplap, light fixtures, new wiring, cabinets, appliances, quartz and granite, new bathrooms, walls, ceilings, HVAC 2 years, Pollywood outdoor furniture, new stairs, custom built cedar garage doors, Roof is after Michael and Rubber Seamless, 8'' double firewall, 5/8'' sheetrock, Converted Garage can be used as non-conforming 4th bedroom. Information deemed accurate but verify. . Home has been used as a second home only!

9614 Beach Boulevard Unit E, Panama City Beach

Listing courtesy of Emerald Coast Real Estate & Vacations LLC.

7242 Bay Crest Road Unit Lots 1 & 2, Southport
$1,100,000
781780 MLS
FAST-GROWING SOUTHPORT • CLEARED WATERFRONT ACREAGE • NO HOA • OPTION TO PURCHASE TWO PARCELS (5.13 ACRES TOTAL) One of the best waterfront land values in Bay County's fastest-growing area almost fully cleared, no HOA, and ready for your vision. This Bay Crest offering includes a 3.58-acre waterfront parcel with the option to also purchase the adjacent 1.55-acre parcel, creating a rare 5.13-acre combined waterfront assemblage in an area where rare opportunities like this are getting harder to find. The primary parcel features approximately 216 feet of waterfront along Gainer Bayou and offers boating access out to North Bay and beyond. When combined, the two parcels provide approximately 350 feet of total waterfront (per survey/legal descriptions) and significantly expanded flexibility for a private estate, multi-generational family compound, or a small boutique residential development. The County has indicated residential build potential (buyer to verify final density, entitlements, and infrastructure requirements), and the property is zoned R-2 Residential, offering a range of residential-use options. You'll also appreciate the practical advantages: paved road access, nearby public utilities (water and electric available; septic required), and no HOA or deed restrictions holding you back. Bay Crest zoning can also allow design flexibility, including certain accessory structures such as a workshop, garage, or guest suite positioned in front of the main residence (buyer to verify intended site plan and permitting). The location is a major driver of long-term value just minutes to Lynn Haven, with convenient access to Panama City, Northwest Florida Beaches International Airport, and Panama City Beach. Growth and new amenities nearby continue to make Southport a standout for buyers who want space, water, and upside. If you've been waiting for cleared waterfront acreage with flexibility and a strong location this is a rare chance to buy one parcel or assemble both for maximum potential. Note: Lot boundaries are approximate and for visualization only. Recent survey available. Buyer to verify all information deemed important, including zoning, density, utilities, waterfront measurements, and navigability/boat access.

7242 Bay Crest Road Unit Lots 1 & 2, Southport

Listing courtesy of LPT Realty LLC.

11 Sarah Street Unit Lot 20, Inlet Beach
$1,149,000
4 Beds ⋅ 6 Baths ⋅ 781396 MLS
Under construction - estimated completion October 2026! CHOOSE BETWEEN A $40,000 SELLER CONTRIBUTION OR AN INTEREST RATE AS LOW AS 5.625% WITH PREFERRED LENDER! Same incredible home, your choice, more possibilities! *Advertised rate of 5.625% available with preferred lender and subject to credit approval, loan qualifications, and program availability. Terms and conditions apply. Offers cannot be combined. Incentives, pricing, and availability are subject to change without notice.* Ask about our furnishing options available for purchase w/ professional designer! NEW Turquoise w/ Rooftop Deck reinforced for an outdoor kitchen & a future HOT TUB! 4 king sized ensuites each w/ WIC, plus 2 half baths & large upstairs loft w/ wet bar, offering a truly one-of-a-kind indoor/outdoor space! Rental projections of $125K/yr! Meticulous attention to quality is evident w/ 2x6 exterior walls, cement board siding, metal roof, impact-resistant glass windows/doors. High-end finishes, smooth finish drywall, 8' doors, Quartz counters, GE Profile appliances, elegant flooring & lighting. Minutes to largest public beach access (0.5mi), 30Avenue, Hwy 98 Underpass & Rosemary Beach! This brand-new coastal community by Bluscape Homes is sure to impress! Luxury and family-friendly living are perfectly intertwined in this South Walton premier community that is conveniently located to amazing restaurants, shopping and family entertainment, including 30 Avenue, Rosemary Beach, Lake Powell, Camp Helen Gulf front state park, and access to the largest beach access in South Walton You are surrounded by all the dining, shopping, and entertainment you could hope for in Inlet Beach and 30A to provide an amazing coastal lifestyle. There is a pedestrian underpass at Hwy 98 for added convenience to access all 30A has to offer without having to cross Hwy 98. The Turquoise is the perfect answer to an extended family gathering. This plan presents 4 or 5 ensuite bedrooms with walk-in closets, a huge upstairs den and powder room, and available wet bar. A large balcony offers a view of the beautiful neighborhood and a great place to enjoy the outdoors. High end finishes throughout including Quartz countertops, GE Profile appliances, optional den with wet bar available, elegant flooring and lighting options, 2 outdoor spaces for relaxation, a garage and ample front parking. If you're looking for a vacation home that gives roomy privacy to all parties, the Turquoise is the one for you. Make this paradise yours and start enjoying the good life. **Listing includes base price of home and lot premium. Price may vary based on options selected.**

11 Sarah Street Unit Lot 20, Inlet Beach

Listing courtesy of EXP Realty LLC.

8312 Surf Drive, Panama City Beach
$1,425,000
5 Beds ⋅ 3 Baths ⋅ 781328 MLS
Coastal luxury without the gulf front pricing. It is located directly across the street from the Gulf with a large pool and outdoor area. Surf Drive is a short unique street in PCB. It is only a mile long so there is not much traffic. This house is in an upscale area with many large gulf front houses within the block. This beautiful home was completely updated in 2024 and 2025. The large pool area is a great place to hang out and enjoy being at the beach. The whole pool area has stone pavers with many tables and chairs. There is both a pool and hot tub. A vinyl fence surrounds the house. All of the ceilings are shiplap and all of the flooring is LVP. It is completely furnished and rental ready. It is a corner lot with stone pavers. Parking will never be a problem as there is parking in front of the house as well as the side. It is a very short walk to either beach walk 19 or 20. You can be on the sand within a couple of minutes from the driveway. There is a large master bedroom with a large closet that can be used to put a port-a-crib for small children. A new AC was installed in addition to the other updates. The kitchen, family room and dining room make for a very large open area for the whole group to gather. There is a large big screen TV in the family room. There is a large granite top island in the kitchen that makes it easy to serve meals to a large group. All of the bathrooms are new. The hall bath has a new tub with tile around it and a sliding glass door. The other two bathrooms have tile showers with sliding glass doors. There is blue tooth connections in the bathroom fans so you can listen to music. There are a large number of hooks in the bathrooms for towels and swim suits. The outdoor shower has both cold and hot water on the side of the house when you come in from the beach. The laundry room is off of the kitchen area. The current bed configuration sleeps 18 including the pull out couch. The bunk bedroom has large built in wood bunks that can sleep 4 adults easily and even more children.

8312 Surf Drive, Panama City Beach

Listing courtesy of Lifes A Beach Real Estate, LLC.

8213 Surf Drive, Panama City
$1,395,000
4 Beds ⋅ 3 Baths ⋅ 781311 MLS
LOCATION IS EVERYTHING! Home is across the street from Beachwalk 19. You can be on the sand in one minute from the time you leave the driveway. The only thing that would be better is to be Gulf front and that would cost $Millions more. This home is in a very upscale area with many large gulf front houses within a block. This beautiful home was completely redone two years ago. All of the ceilings are shiplap and all of the flooring is LVP. Metal roof was done in 2019. There are gutters around the whole house. The front of the house has a custom arbor that adds tremendous eye appeal. It is beautifully decorated and rental ready. Even though it has been a private residence, most of the furniture stays. It is on a corner lot with plenty of parking on the oversized stone paver driveway. The stone pavers are on both sides of the house leading to the large outdoor deck around the pool. There are outdoor tables and chairs that make for a great place to hang out. The heated swim spa is great for year round enjoyment. Half of pool is configured like a hot tub with seats and jets and half is like a pool. A new AC unit was installed earlier this year. In addition each bedroom has portable AC units so even in the hottest part of the summer, the bedrooms are more than cool. The open family room and kitchen area make for a great gathering place. There is a granite counter bar, that can seat at least 9, around the kitchen as well as a large table that can seat at least 10. There is a large screen TV in the family room as well as TVs in 4 of the bedrooms. One of the bedrooms is currently used as an office but would normally be used as a bedroom. The current bed configuration sleeps 16 but can easily sleep 18. All of the bathrooms have sliding glass doors with new tile around the whole shower. The hall bath has a new tub with tile around it along with the sliding glass door. The master suite has an extra large shower. The outdoor shower has cold and hot water. There are numerous hooks in each bathroom as well as around the outside shower to hold towels and swim suits. Everything in this house has been completely redone. The separate laundry room has full size stackable stainless steel washer and dryer with amble storage shelves. The laundry room has an entrance directly from the pool area to manage all of the wet swim suits and towels. The bunk bedroom has sturdy large built in wood bunks. Now is the perfect time to buy to be ready for the upcoming vacation rental season or to use as a second home or permanent residence. There is a white vinyl fence that surrounds the house.

8213 Surf Drive, Panama City

Listing courtesy of Lifes A Beach Real Estate, LLC.

17820 Front Beach Road Unit B, Panama City Beach
$1,400,000
5 Beds ⋅ 4 Baths ⋅ 781115 MLS
NO HOA!! - Steps to the Sand | Private Pool | Gulf Views. Welcome to Aloha Beaches, your ultimate Panama City Beach investment property. Just 100 feet from the sugar-white sand, this spacious three-story coastal home offers excellent potential as a short-term rental, vacation retreat, or income-producing asset. Designed for comfort and entertainment, it provides the ideal setup for large groups and families looking to enjoy the Gulf Coast lifestyle. What You'll Love: Private heated pool for relaxing after beach days 4 bedrooms plus a bonus lounge area that can sleep up to 14 guests 4 full bathrooms offering convenience and privacy Elevator access to all three floors Gulf views from the expansive top-floor balcony Multiple king suites with private balconies First-floor suite with kitchenette and pool access ideal for guests seeking privacy Bright, open-concept living area perfect for gatherings and entertaining The home is fully appointed with coastal finishes, stylish furnishings, and thoughtful details that make it turnkey and ready to perform as a high-income rental. Location Highlights: Situated on the desirable west end of Panama City Beach, this property offers a peaceful setting just minutes from Pier Park, 30A, and top dining, shopping, and entertainment. Guests love the combination of tranquility and convenience, making Aloha Beaches a consistent favorite among vacation renters. Whether you're seeking a strong cash-flowing investment property or a personal coastal getaway that pays for itself, Aloha Beaches delivers unmatched lifestyle and income potential on Florida's Emerald Coast.

17820 Front Beach Road Unit B, Panama City Beach

Listing courtesy of Salty Marlin Realty LLC.

3530 Treasure Circle, Panama City Beach
$1,199,999
3 Beds ⋅ 3 Baths ⋅ 779329 MLS
PERFECT AIRBNB LOCATION. MOVE-IN READY. FULLY FURNISHED. BOAT AVAILABLE FOR PURCHASE. SELLER WILL CONSIDER OFFERS INCLUDING THE HOME AND BOAT. RARE WATERFRONT. RENTAL PROJECTION OF $70K-$80K. PRIVATE DOCK + LIFT. Set near the mouth of the lagoon in Panama City Beach, this waterfront property offers the kind of location, scenery, and boating access that can stand out to both personal-use buyers and short-term rental investors. Offered fully furnished and move-in ready, the property also presents an opportunity to purchase the boat currently at the home. The seller is having the boat appraised and will consider offers involving both the home and boat. With a rental projection estimating year-one revenue of $70,000 to $80,000, this is more than a waterfront retreat--it is a scarce location-first opportunity with income-producing potential. Positioned on a quiet loop in one of the closest residential pockets to the lagoon mouth, the property offers quicker runs to open water, marinas, beaches, dining, and Panama City Beach attractions while still maintaining a calm, tucked-away feel at home. Out back, a private dock with powered boat lift makes ''go now'' boating simple. When dinner calls, it is an easy hop by boat across the lagoon to local favorites like Capt. Anderson's or The Grand Marlin, or stay dockside and fish for saltwater trout and redfish right from the backyard. The setting gives guests and owners a true waterfront experience, with passing boats and jet skis, ospreys and eagles overhead, dolphins making regular rounds, and large-scale Fourth of July fireworks visible from the dock and both screened porches. These are the details that help separate a short-term rental from a standard beach-area property. Built with 2x6 construction, hurricane-rated doors and windows, spray-foam insulation throughout, including interior walls, and pilings driven approximately 47 feet, the home blends efficiency, resilience, and long-term utility. Inside, well-appointed living spaces are oriented toward the water and flow to a screened-in back porch. The interior also features black walnut cabinetry and custom-made, full-size solid oak bunks, adding distinctive craftsmanship and durable materials to the home. Upstairs, the primary suite has its own screened porch, creating another strong vantage point for enjoying the wildlife, watercraft, and lagoon views throughout the day. Additional property features are worth noting. All fencing that lines the property is owned by the seller. The side of the home includes a full RV hookup, along with a grinding system connected to the sewer. The irrigation system is supplied by well water, adding another practical feature for ongoing landscape maintenance. For buyers comparing Panama City Beach waterfront homes with rental potential, 3530 Treasure Circle brings together private boating infrastructure, lagoon-mouth proximity, water views, screened outdoor living, furnished convenience, RV capability, and the option to purchase the boat for an even more complete waterfront setup. The result is a waterfront property with both lifestyle appeal and investment positioning, exactly where you want to be when access, scenery, and income potential matter most. All information is believed accurate but not guaranteed; buyer to verify if important.

3530 Treasure Circle, Panama City Beach

Listing courtesy of Coldwell Banker Realty.

1033 Bay Circle, Panama City Beach
$1,200,000
3 Beds ⋅ 3 Baths ⋅ 769470 MLS
Imagine living on the water in a brand-new home in Panama City Beach with no HOA and room to truly enjoy the coastal lifestyle. This home offers a rare combination of new construction, waterfront living, no HOA, and a fully furnished setup in Panama City Beach. The home was designed to take full advantage of its waterfront setting, with open living spaces and large windows that bring the outdoors in. With no HOA restrictions, this property provides flexibility that is increasingly hard to find in waterfront communities. Whether used as a primary residence, a second home, or a vacation property, the location and layout allow for a wide range of possibilities. Set in a desirable PCB location, the home offers the privacy and tranquility of waterfront living while remaining close to beaches, dining, shopping, and local attractions. Priced at $1.2 million, this property combines new construction, waterfront access, and freedom of ownership in one offering. Whether you're looking for a place to create lasting family memories or a waterfront retreat to enjoy year-round, 1033 Bay Circle delivers a lifestyle that is becoming harder to replace. Schedule your private showing to experience the setting firsthand. This newly constructed three-story home features an open-concept design with high-end finishes throughout. The spacious living area is filled with natural light and offers stunning views of the bay. The gourmet kitchen is equipped with premium appliances, quartz countertops, and a stylish island, making it perfect for both entertaining and everyday living. The home boasts multiple private balconies, allowing you to enjoy sunrises over the water with your morning coffee and relax in the evening with breathtaking sunset views. The luxurious primary suite includes a spa-like ensuite bathroom, a walk-in closet, and a private balcony overlooking the bay. Designed for both personal enjoyment and investment, this home is currently used as a short-term rental and offers excellent income potential. With no HOA restrictions, owners have full flexibility to use the property as they wish. The outdoor space is ideal for waterfront living, featuring a spacious deck and direct water access, perfect for boating, fishing, or simply unwinding by the bay. This property provides easy access to white-sand beaches, marinas, restaurants, and local attractions. Whether you are searching for a dream vacation home, a high-performing rental property, or a peaceful coastal retreat, this waterfront escape is a rare and valuable opportunity.

1033 Bay Circle, Panama City Beach

Listing courtesy of Foundation Real Estate Agency LLC.

15817 Front Beach 1601 Road Unit 1601, Panama City Beach
$1,165,000
3 Beds ⋅ 3 Baths ⋅ 769539 MLS
Gulf-Front Caribbean-Inspired Condo with Spectacular Views - Fully Furnished & Turnkey Rental Ready! New AC unit just installed. (June 2025) Experience the ultimate beachfront lifestyle in this stunning corner unit three-bedroom, three-bathroom condo located in a Caribbean-inspired Gulf-front resort on the world's most beautiful white sandy beaches. Overlooking the emerald waters of the Gulf of America, this luxurious retreat offers breathtaking views and a spacious, open-concept design perfect for entertaining or a high-performing short-term rental investment. Step onto the large private balcony, where you can relax and take in unforgettable sunsets over the water. The gulf-front master suite is a true sanctuary, featuring gulf views, private balcony access, and an en-suite bath for ultimate comfort and privacy. Each additional bedroom also boasts its own private full bathroom, making this condo an ideal getaway for families and guests. This unit is fully furnished and completely turnkey, ready for immediate enjoyment or rental income. New hardwood floors installed in all the bedrooms. The resort-style amenities include: Gulf-front pools & hot tubs (including a seasonally heated pool) On-site tiki bar for tropical drinks by the water State-of-the-art fitness center overlooking the Gulf Direct beach access to pristine white sand beaches Perfectly situated adjacent to the famous Pier Park, you'll be steps away from top restaurants, premier shopping, and endless entertainment. Plus, with Topgolf coming soon on Front Beach Road, this location is poised to be even more desirable. Don't miss your opportunity to own a proven income-producing beachfront escape in one of the most sought-after locations on the gulf coast. Whether you're looking for a luxurious vacation home or a lucrative rental investment, this condo is the perfect choice! Contact us today for more details! *All measurements and items of importance are to be confirmed by buyer or buyer agent.*

15817 Front Beach 1601 Road Unit 1601, Panama City Beach

Listing courtesy of Beach Haven Realty.

122 Monterey Avenue, Panama City Beach
$1,000,000
4 Beds ⋅ 2 Baths ⋅ 778175 MLS
NEW PRICE on this Florida Beach Cottage at 122 Monterey Avenue where original 1977 family craftsmanship meets timeless coastal living. This four-bedroom, two-bathroom home offers the perfect blend of vintage character and beachside convenience in the highly sought-after private beach access community of Santa Monica Beach. No crowds here! The real treasure lies 400 feet from your front door with no beachfront residential or commercial development allowed, preserving the natural beauty of the gulf coast, meaning your slice of paradise will remain forever. Crystal white sandy beaches, clear emerald-green waters, bright blue skies and breathtaking sunsets guarantees relaxation in the most laid-back environment. Gated beach access ensures privacy and exclusivity that's increasingly rare along this coveted coastline. Enter to find a well-designed layout that captures the essence of old Florida charm. The first floor offers kitchen, dining, living area, three bedrooms and one bathroom. The second story, formerly a fully equipped studio apartment with exterior door access provides a large bedroom, bathroom, coffee bar and expansive decking with views to the gulf creating the perfect backdrop for morning coffee or evening relaxation. This home easily accommodates family gatherings or visiting guests who wish to experience true beach living. Bring your golf cart, bicycles and water sports gear. Plenty of onsite parking and outdoor storage. The possibilities are endless! Santa Monica Beach represents one of Panama City Beach's most desirable neighborhoods, offering the tranquility of the quiet west end. The convenience extends beyond the beach with neighboring Carousel Supermarket opened in 1967 and Thomas Donuts opened in 1971, easily accessible for all your daily necessities. Santa Monica Beach also keeps you connected to the area's vibrant dining, shopping, and entertainment scene. Whether you're seeking fine dining on 30A, adventure at nearby attractions like Pier Park, Topgolf, Dolly Parton's Pirates Voyage Dinner Theater, or simply want to unwind with the sound of waves, this location delivers both excitement and serenity. Still owned, impeccably maintained, and loved by the original owner, this beach cottage represents a rare opportunity to own a piece of Panama City Beach history while enjoying modern coastal living in a small-town community. See your new home today!

122 Monterey Avenue, Panama City Beach

Listing courtesy of Compass Florida, LLC.

8599 Gadsen Trail, Sneads
$1,349,000
776839 MLS
Welcome to life on the river! This premiere riverfront property presents a rare opportunity to capitalize on a prime commercial location. A 54 +/- acre gem, located in Jackson County, boasts 1,600 feet of frontage on the Apalachicola River, including over 1,100 feet of basin waterfront. Located just two miles below the Jim Woodruff Dam, the expansive acreage offers direct access to both the Apalachicola River and Lake Seminole. Renowned for its unparalleled recreational opportunities and scenic beauty, the Apalachicola River is one of North Florida's most stunning waterways and boasts exceptional diversity of freshwater fish. Anglers will find it a dream come true, catching bass, bluegill, shell cracker, crappie, channel cat, and more right from the bank! Plus, with easy boat access to the Gulf of Mexico or Lake Seminole via the Jim Woodruff Dam, a world of adventures awaits. The surrounding area teems with wildlife, including white-tail deer, turkeys, and other small game. Enjoy panoramic river views from the property's expansive 300' x 200' concrete platform. Situated on the platform is a massive 200' x 100' metal barn with six roll-up doors. In addition to generous space for storing equipment, the building offers an ideal situation for adapting to a multitude of commercial uses. Unleash the potential of this expansive acreage to launch your next successful commercial venture! Capitalize on the popularity of RV travel by offering guests an unforgettable riverfront experience. Five spacious outbuildings with electricity and plumbing not only provide ample storage for equipment and supplies but also present exciting possibilities for creating extra revenue streams. Envision transforming them into unique Airbnb rentals, attracting nature enthusiasts and anglers eager to explore the scenic Apalachicola River and Lake Seminole, offering them a 'glamping' experience they'll always treasure. Furthermore, the existing infrastructure creates the perfect setting for unforgettable outdoor retreats for youth groups and other large gatherings, adding additional income possibilities. A rare opportunity awaits to acquire this stunning riverfront property offering with both commercial potential and valuable existing amenities. Imagine the possibilities: a thriving RV park, a memorable youth retreat, or a unique residential homesite, all nestled within the heart of Northwest Florida's natural beauty. This hidden gem is more than just land; it's a key to opening a world of privacy, adventure, and recreational paradise that will draw visitors and outdoor enthusiasts from near and far. Call today to schedule a private showing and see your vision come to life! Key features: *Approximately half mile paved and gated entry into property off paved county road * High recreational value *County owned and maintained boat ramp at property entry (perfect for navigating the Apalachicola River and Lake Seminole) *Located approximately two miles below Jim Woodruff Dam - the dam impounds 37,500 acre Lake Seminole on the common border of Florida and Georgia * Over 1,600 feet of River frontage and 1,100 feet of basin waterfront that is sold as part of property *Established septic and 12 inch well *Existing Infrastructure (enclosed 200' x 100' covered and fully enclosed concrete platform with stunning river views) *Endless commercial opportunities *5 Air-Conditioned Storage Buildings (30' x 14', 40' X 14', 30' X 12', 30' X 12', and 30' X 12') *50 miles to Tallahassee, FL

8599 Gadsen Trail, Sneads

Listing courtesy of AG One Land Company LLC.

21511 Pompano Avenue, Panama City Beach
$1,337,000
4 Beds ⋅ 4 Baths ⋅ 778544 MLS
Welcome to this luxury 2025 new construction beach home just a short walk to the white sandy beaches of Panama City Beach. Designed as a primary residence, second home, or high-performing short-term rental investment, this 4-bedroom, 3.5-bath coastal retreat offers exceptional style, durability, and strong income potential. Currently configured to sleep up to 16 guests, this property is ideal for vacation rental income and large family gatherings at the beach. The flexible floor plan features two first-floor bedrooms with private en suite baths--perfect for guests or maximizing short-term rental appeal. Interior highlights include beautiful cypress and pine accent ceilings, durable luxury vinyl plank flooring, a bright loft providing additional living or sleeping space, and a spa-inspired primary suite designed for relaxation. The chef's kitchen features custom cabinetry, quartz countertops, and a gas stove with designer hood--perfect for entertaining after a day at the beach. Step outside to your private saltwater pool and covered patio, creating a perfect setting for outdoor living and vacation enjoyment. Built with durable 2x6 framing and a metal roof, this home offers long-lasting quality and peace of mind. Located in a golf-cart-friendly Panama City Beach neighborhood where short-term rentals are allowed, this property is minutes from Pier Park, Scenic Highway 30A, Camp Helen State Park, TopGolf, and Dolly Parton's Pirate Voyage. Whether you're searching for a Panama City Beach beach house, a Gulf Coast vacation home, or a high-income short-term rental property that sleeps up to 16 guests, this exceptional coastal home delivers both lifestyle and investment potential.

21511 Pompano Avenue, Panama City Beach

Listing courtesy of Beachy Beach Real Estate.

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